One account, for all the money in the world

175 countries. 50 currencies. One card. Take on the world with Wise — the universal account for sending, spending, and receiving money like a local.

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The smart way to manage money on the go

Choose from 50 currencies to use or keep to hand in your N365 account, and convert them in seconds. Receive money internationally too, with account details and IBANs for 10 currencies. Use them to get money from overseas without any fees at all.

Pay your way round the world with a universal card

If you’ve got the local currency, we’ll use it. If you don’t, we’ll convert to it at a cheap rate. So in store or online, you’ve always got the right kind of money, for the right price.

Save up when sending money abroad

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee.

It’s your money. Make it work for you

Get more control with Assets. Switch any currency you hold from cash to stocks to put your stake in the global market, and still access it whenever you need to — 24/7. Capital at risk.

Open Position

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British Pound
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It’s simple to start using N365

N365 works almost anywhere. Hold over 50 currencies to convert and send money any time.

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Shelby Cairns
    Shelby Cairns

    Entrepreneur

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    Catrina Yoder
      Catrina Yoder

      CEO Bciaga

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      Syeda Bright
        Syeda Bright

        Businessman